Football is Hard.

Getting a Foreign National Loan Shouldn't Be

Dat Nguyen
Hurst Lending Partner
Former Pro Football Player and Coach

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Home: foreignnational.hurstlending.com2020-03-04T16:38:58+00:00

Welcome to your Foreign National, Expat, and Work Visa Mortgage Experts

Foreign National Loans is part of the Hurst Lending and Insurance Group of Companies. We specialize in securing mortgages for expatriates, foreign nationals, and those in the United States on a work visa to help you purchase a new home, an investment property, or second home.  We have competitive programs for foreign nationals to invest in a multifamily, condo, apartment, or jumbo properties.

Purchase a Second Home or Investment Property in the U.S.

  • $100k to $3 Million
  • 50% LTV
  • Less Down with International Credit Report
  • Cash Out Ok on Refi’s
  • US Credit Report Not Required

US Work Visa/Expat/Immigrant Loans

  • Non-US Citizens Moving to US
  • No US Credit Report Required
  • Temporary Work Visa OK
  • Reserves don’t need to moved to US Account

Unique loan products to help you get the home you deserve!

As a mid-size lender, we are able to find creative ways to meet our customers’ unique needs.  We take pride in the fact that we lend our own money in creative ways so we can say “yes” when other lenders say “no.”

Non-Warrantable Condo Loans

Purchase a Condo as a Foreign National, Expat, or while working on a U.S. visa

non-warrantable condo loan icon

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Foreign National Jumbo Loans

Jumbo Loans for Foreign National Investors

low down payment jumbo loans help people buy their dream home

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Condotel Investment Loans

Invest in Condos or Condotels as a Foreign National

Foreign national investment property

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Foreign National Investor Loans

Secure investment properties in the U.S. using only a sizable down payment

Living Room

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Questions about securing an Expat, Foreign National, or Work Visa Mortgage? We’d be happy to discuss your options. Contact us!

Why Choose Us?

Outstanding Customer Satisfaction

Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Texags Forum
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
TexAgs Forum

Repeat & Referred Business


Successfully Closed Loans/Year

Industry Awards

Top 1% Loan Producers in the U.S.

aggie1002012 & 2013

Family Owned.

Still A Family Business

Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance – and its divisions, such as Foreign National Loans – is managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

Jay Hurst & Family

Jay Hurst & Family

Scott Bialek & Family

 Texas Aggie Heritage


Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.

Hurst Lending and DivorceHomeLoan.com are proud to be a part of the Texas A&M community.  Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.  Hurst Lending is also very proud that we have twice been  recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.

More About Us

Not Just Lenders. Problem Solvers.

Our Foreign National Mortgage Program allows foreign nationals to use a sizeable down payment to secure investment properties or secondary homes worth one-hundred thousand, 100k, to three million, 3 MM, dollars in the United States, including

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